Therapy Financial Aid & Free Counseling Funds
Access free therapy sessions through specialized funds designed to remove financial barriers to mental health care. These programs provide grants and subsidies for individuals who need support but cannot afford traditional therapy costs.
Therapy Should Be Accessible to Everyone
Financial hardship should never prevent someone from receiving mental health care. The funds listed below provide free therapy sessions to eligible individuals, often with a focus on serving underrepresented and marginalized communities. Each program has specific eligibility requirements—click through to learn more and apply.
The Loveland Therapy Fund
This foundation offers financial support to Black women and girls across the nation who are seeking mental health therapy services.
Program Details
Mental Health Liberation BIPOC Therapy Fund
Connects Black, Indigenous, People of Color, and Global Majority adults (18+) with completely free therapy services that are culturally responsive and identity-affirming. Designed for first-time participants who are not currently seeing a therapist.
Program Details
Free Black Therapy
A 501(c)(3) nonprofit committed to providing completely free remote mental health services exclusively with Black mental health professionals for Black and African American individuals.
Program Details
Lotus Therapy Fund
Individuals in need can receive 8 complimentary therapy sessions through this fund, which connects them with available Asian therapists accepting new clients.
Program Details
National Queer and Trans Therapists of Color Network (NQTTCN) Mental Health Fund
Offers vital financial assistance covering up to 8 therapy sessions at $125 per session for Queer and Trans Black, Indigenous, and People of Color (QTBIPOC) individuals paying out-of-pocket for therapy.
Program Details
The Alejandre Foundation (Therapy Dinero)
Partners with the Latinx community to enhance access to affordable bilingual mental health services, with a primary focus on supporting those without mental health insurance coverage.
Program Details
Changing Tides (CT) Stream
California-based AAPI youth and young adults between the ages of 16-29 can access 6-10 complimentary therapy sessions if they are new to therapy or facing financial barriers to mental health care.
Program Details
How to Apply
1. Check Eligibility Requirements
Each fund has specific eligibility criteria such as age, race/ethnicity, location, or financial need. Visit the program website to review their requirements carefully.
2. Complete the Application
Most programs require you to fill out an online application form. Be prepared to provide information about your financial situation, therapy needs, and why you're seeking support.
3. Wait for Approval
Processing times vary by program. Some funds have limited availability and may have waitlists. You'll be notified via email about your application status.
4. Get Matched with a Therapist
Once approved, the program will connect you with a therapist in their network who has availability. You'll schedule your sessions directly with your matched provider.
Other Ways to Access Affordable Therapy
Sliding Scale Therapy
Many therapists and clinics in Pasadena offer sliding scale fees based on your income. Browse our affordable therapy directory.
Insurance Coverage
Check with your health insurance provider about mental health benefits. Most plans cover therapy with a copay ranging from $0-$50 per session.
Employee Assistance Programs
Many employers offer EAP benefits that include 3-8 free therapy sessions per year. Contact your HR department to see if this benefit is available.
University Training Clinics
Graduate students provide supervised therapy at significantly reduced rates through programs like Fuller FPFS, Rose City Center, and Wright Institute LA.
Need Help Finding the Right Resources?
We're here to help you navigate your options. Browse our directory of therapists in Pasadena or request personalized assistance to find affordable mental health care that fits your needs.
Important Information
- •Funding availability is limited and programs may have waitlists or application windows
- •Some programs serve specific demographics or communities—review eligibility carefully
- •Free sessions are typically limited (6-10 sessions) and may not provide long-term ongoing care
- •You may be matched with a therapist rather than choosing your own provider
- •Application approval is not guaranteed and depends on fund availability and eligibility